Terms and Conditions

Agreement to Terms

By accessing and using the asseteducation website and enrolling in our financial literacy courses, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use our services.

Services Description

asseteducation provides educational courses and resources related to financial literacy, including but not limited to:

• Budgeting and cashflow management courses
• Credit and debt management education
• Investing foundations training
• Financial tools and templates
• Educational resources and materials

Course Enrollment

Eligibility

To enroll in our courses, you must:

• Be at least 18 years of age
• Provide accurate and complete information
• Have the legal capacity to enter into a binding agreement

Payment Terms

Course fees are due at the time of enrollment unless otherwise specified. All prices are in Canadian dollars and are subject to applicable taxes. We reserve the right to change course prices at any time, but changes will not affect existing enrollments.

Refund Policy

We offer a 14-day money-back guarantee from the date of enrollment. To request a refund, you must contact us within 14 days and demonstrate that you have not substantially accessed the course materials. Refunds will be processed within 30 business days.

Intellectual Property

All course materials, including but not limited to text, graphics, logos, images, audio, video, and software, are the property of asseteducation or its content suppliers and are protected by Canadian and international copyright laws.

License to Use

Upon enrollment, we grant you a limited, non-exclusive, non-transferable license to access and use the course materials for your personal, non-commercial educational purposes only.

Restrictions

You may not:

• Copy, reproduce, or distribute course materials
• Share your account credentials with others
• Use course materials for commercial purposes
• Modify or create derivative works from course materials
• Remove copyright or proprietary notices

User Conduct

You agree to use our services only for lawful purposes and in accordance with these Terms. You agree not to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Transmit harmful or malicious code
• Interfere with website operations
• Attempt to gain unauthorized access to our systems

Disclaimer of Warranties

Our courses are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that:

• The courses will meet your specific requirements
• The courses will be uninterrupted, timely, or error-free
• The results obtained from using our courses will be accurate or reliable

Limitation of Liability

To the maximum extent permitted by law, asseteducation shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from your use of our services.

Financial Advice Disclaimer

Our courses provide educational information only and do not constitute financial, investment, tax, or legal advice. We are not licensed financial advisors, and our courses should not be considered as personalized financial advice. Always consult with qualified professionals before making financial decisions.

Modifications to Services

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of services.

Termination

We may terminate or suspend your access to our services immediately, without prior notice, for any breach of these Terms. Upon termination, your right to use the services will cease immediately.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Province of British Columbia, Canada, without regard to its conflict of law provisions.

Dispute Resolution

Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in Vancouver, British Columbia, in accordance with the Arbitration Act of British Columbia.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the updated Terms on this page and updating the "Last Updated" date. Your continued use of our services after such modifications constitutes acceptance of the updated Terms.

Contact Information

If you have questions about these Terms and Conditions, please contact us: