Disclaimer

Educational Purpose Only

The information provided in asseteducation's financial literacy courses is for educational and informational purposes only. Our courses are designed to enhance your understanding of financial concepts and are not intended to serve as personalized financial, investment, tax, or legal advice.

Not Financial Advice

asseteducation is not a licensed financial advisor, investment advisor, tax advisor, or legal professional. We do not provide personalized financial advice, investment recommendations, or specific guidance tailored to your individual financial situation.

Before making any financial decisions, including but not limited to:

• Investment decisions
• Debt management strategies
• Budgeting approaches
• Tax planning
• Retirement planning

You should consult with qualified professionals, including certified financial planners, licensed investment advisors, accountants, or lawyers who can provide advice based on your specific circumstances.

No Guarantees or Warranties

We make no guarantees, representations, or warranties regarding:

• Financial outcomes or results you may achieve
• Investment returns or performance
• Credit score improvements
• Debt reduction timelines
• Specific financial benefits

Financial results vary significantly based on individual circumstances, market conditions, economic factors, and personal application of the concepts learned. Past performance or examples discussed in our courses do not guarantee future results.

Market Risks

All investments carry inherent risks, including the potential loss of principal. The value of investments can fluctuate, and you may lose money. Our courses discuss investment concepts for educational purposes only and should not be interpreted as investment recommendations.

Regulatory Compliance

While our courses are designed to align with Canadian financial regulations and practices, laws and regulations may change over time. We do not guarantee that all information remains current or compliant with the latest regulations. You are responsible for ensuring compliance with applicable laws and regulations in your jurisdiction.

Third-Party Information

Our courses may reference third-party resources, tools, or services. We do not endorse, guarantee, or assume responsibility for the accuracy, completeness, or reliability of any third-party information, products, or services mentioned in our courses.

Individual Responsibility

You are solely responsible for:

• Your financial decisions and actions
• Verifying the accuracy and applicability of information
• Consulting with appropriate professionals
• Understanding the risks associated with financial decisions
• Compliance with applicable laws and regulations

Limitation of Liability

To the maximum extent permitted by law, asseteducation, its officers, directors, employees, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

• Your use of our courses or materials
• Financial decisions made based on course content
• Investment losses or poor financial outcomes
• Errors or omissions in course materials
• Interruptions or technical issues

Testimonials and Examples

Testimonials and examples featured in our courses or on our website represent individual experiences and results. These are not typical results and should not be considered guarantees of specific outcomes. Individual results vary based on numerous factors.

Medical and Health Disclaimers

Our courses do not provide medical, health, or wellness advice. Financial stress can impact health, but we are not medical professionals. If you are experiencing health issues related to financial stress, please consult with qualified healthcare professionals.

Updates and Changes

We reserve the right to update, modify, or discontinue course content at any time. While we strive to keep information current, we do not guarantee that all content reflects the most recent developments in financial markets, regulations, or practices.

Acknowledgment

By enrolling in our courses and using our materials, you acknowledge that you have read, understood, and agree to this Disclaimer. You understand that:

• Our courses are educational only
• You should consult with professionals for personalized advice
• We make no guarantees about financial outcomes
• You assume all risks associated with financial decisions

Contact Information

If you have questions about this Disclaimer, please contact us: